Quick & Easy Life Cover For Mums

Mumsurance.co.uk is made to help mums find affordable life insurance. It's quick & easy, and means your family is protected financially if anything were to happen to you.

Protect your Family’s Future with MumSurance

We understand that life can be a juggling act!

Between all the class Whatsapp messages and afterschool clubs, sorting out your life insurance often slips through the cracks. The thought of filling in long forms isn’t a tempting one.

That’s why we’ve tried to make it as quick and simple as possible, leaving you more time to spend with your loved ones.

So, we make it Easy

Nobody enjoys contemplating the end - it's a tough thought. But creating a plan for our loved ones is truly essential. Every day, we hear moving stories about people who didn't have a plan in place - it's a heart-wrenching scenario we'd like to help you avoid. Our user-friendly forms make applying for life insurance a breeze. Once you've applied for a quote, our team springs into action, swiftly walking you through your application. Your comfort and peace of mind - that's our mission.

Life insurance in 3 easy steps...

1

Nonsense-Free Form

We know mums don’t have the time to be filling out long forms. That’s why we’ve made it as straightforward and quick as possible.

2

Real People

We think it’s important to talk to real people and not robots when it comes to taking out life cover! We’ll help you find the best cover for your family & for your pocket.

3

Peace Of Mind

We’ll make sure everything is handled as quickly as possible, so you have one less thing to worry about.

Why Choose Us?

  • Get up to £1,000,000 of cover*
  • Cover starts from just £5 per month
  • Receive up to £25,000 for your child’s serious illness without affecting your main Serious Illness Policy coverage.
  • Nominate your beneficiaries at the point of buying a policy. No probate, no tax & no loss of proceeds for unmarried partners when you claim!
  • Choose upto 10 beneficiaries which can be changed with written notice at any time
  • Ensure your family can cover funeral costs promptly with up to £10,000 advance payment from the claim amount, even if probate is delayed.

Things To Consider

When buying life insurance there are a couple of key things to remember:

  • Inflation may reduce the value of your benefit amount.
  • If you stop your monthly payments, you will get nothing back.
  • This is not a savings or investment product and has no cash value unless a valid claim is made.
  • You choose how long your policy lasts. Once it’s finished, your cover will stop and we won’t pay out if you die.

Everything you need to know

How do I just get a quote?

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To start a quote, simply click on the 'Get A Quote' button where you can get started. Complete the short form, have a conversation with one of our friendly team and if you like what you hear, take out a policy through us.

How does life insurance work?

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Term life insurance is a type of policy that provides coverage for a specified period or "term". If the policyholder passes away during this term, the policy pays out a lump sum to the beneficiaries. This payout can help cover expenses like mortgages, loans, or other financial obligations, offering peace of mind that loved ones will be financially protected.

 

Serious illness cover provides a lump sum payment if the policyholder is diagnosed with and meets the policy definition of a specified serious illness, within the term the policy was purchased for. This payment can help cover medical costs, loss of income, or other financial strains, allowing the policyholder and their family to focus on recovery without the added worry of financial hardship.

What are the different types of Life Insurance you offer?

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We offer Term Life insurance with policies up to £1,000,000 and Serious Illness Cover up to £500,000. The amount you can get is depending on age, individual status and medical underwriting. Policies are only available for those aged 18 to 70 years old and you must be a resident in the United Kingdon and have a UK bank account.

I'm worried life insurance doesn't pay out...

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Many people believe that life insurance doesn't pay out, but that's not true. According to the Association of British Insurers (ABI), 98% of life insurance claims were paid in 2021, making it one of the most reliable types of insurance. The main reason a claim might be denied is if someone isn't honest on their application, so it's important to be truthful when you apply.

Can't I just do this whole thing online?

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Life insurance can be more complex than car or home insurance, especially when considering your health and lifestyle. That’s why it’s better to talk to a real person instead of relying on an online form. With significant sums of money at stake, it’s essential to ensure everything is accurate so your family is properly protected.

 

We record all calls for training and monitoring, which also helps if any issues come up later. Speaking directly with someone helps us fully understand your needs, ensuring you get the right cover and peace of mind.

SquareHealth

Included in your policy

Your Mumsurance policy also provides you with swift and convenient access to a range of medical services, provided by over 5,000 UK medical professionals, including doctors and healthcare specialists. Powered by our partner, Square Health, the services can be accessed from anywhere in the world through your smartphone or tablet.

What Are You Waiting For?

Get a free, no-obligation quote. Putting protection in place for your family has never been easier!